They’re “Sad as Hell and Not Going To Take it Anymore” ?


The River Was Bank Fraud. It’s Cracked the Bedrock of America’s Honor if this quote is The Government’s Attitude:

“Americans should never believe, even incorrectly, that one’s criminal activity will go unpunished simply because it was committed on behalf of a corporation.”

That is Total Bull Shit. Sorry to be offensive but the statement is beyond offensive.

This Link to a Government hearing is a $750,000 fine for bilking Florida Seniors $100 Million in 1993 by NationsBank a.k.a. Bank of America. Every YEAR they grew MORE brazen!

By March 2002 it was so corrupted, so violent against whistleblowers, and Fortune Magazine Cover blared “Enough is Enough, Send Them To Jail!”

But still 22 years later kickbacks, thinly veiled and touted as fines, are standard operating procedure.

This isn’t Democracy it’s Oligopoly. This isn’t Capitalism its Corruption. It isn’t Justice but a completed Tyrannical Coup. How Can Victims Be Restored to Wholeness When They’re Dead, or robbed 3 generations? A slow Tortuous Death between helping them, and letting Statutes of Limitations Play out for the New Regime of de facto Power. So the first CEO who is not an Entrepreneur, who is not a Commission Salesman, but an Employee just like the janitor, can become the 1st Too Big to Fail Banker in History to hit Billionaire Status.

Nixon et al look like choirboys and Madoff nearly a Saint aside the Men Who Threw America to Her knees. And Then Jumped On Her Back While She Was Down.


Disgusting. Tragic.


Go Get You Some More of That.

From a Post I put on Facebook this Morning. In Answer to People that tell Me I Need to Wake My Ass Up and Embrace Their Latest Messiah:

The Next Time You Head North on Hwy 27, put your flashers on and pull up your passenger door within inches of the flimsy guardrail, right next to the drop off past LakeRidge Winery. Picture Your vehicle at the bottom of that cliff. Imagine it’s 2:00 in the morning, and nobody knows you’re down there dead.

I had to fight for my life on that patch of road right there. While you folks were sleeping, I had to crawl through the back because it was too close a call for me to even open the side slider door. I fished out my backpack & packed documents from 4 seperate briefcases. I didn’t care if I had to walk to my destination, I wasn’t giving America up without a fight. I slammed the back door, shouldered my pack, squared my shoulders, and stepped out into the pitch black dark.

All I heard from Democrats & Republicans alike was how corrupt D.C. was. Meanwhile I had to listen to guys like this brag about how they secretly ran everything :
He says that he has given to politicians not out of conviction, but because then they “do whatever the hell you want them to do.”

People tell me I need to wake up & jump on this bandwagon. I’ve hardly slept in 20 years fighting stone cold Enemies of Democracy. That believe America is for sale. That will look the camera dead on into your face and lie, and tell you *Exactly* what you want to hear. If you think the “Trump Administration” did a great job from 1989 to 2011 like he brags about here, fine. Go get yourself some more of it. Since apparently Americans slept through the first 25 years of the show.

They say in a fire, people wake up and take a big gasp of carbon monoxide. And fall back on the bed. Dead. America hasn’t fallen by guns. America woke up and took a big, desperate gulp of smoke. Dark money. Burned in satanic fires by bloody hands.

The Whistleblower Question


This week, as a new doctor was studying the train wreck of my health situation, she asked me

And if you had it to do over, would you?

Wow. I believe every whistleblower has asked themself this question innumerable times.

Yet, it is still jarring to hear. And every time I pause. As though somehow, this time I would change the answer. But I never do. Although with each passing year, as a fresh inventory of damages and painful memories present themselves, the answer becomes more faint. With greater fatigue and deeper sadness.

Yes, I guess I would have to. Because as a human being that cares deeply about my country and other people, I really never had a choice. Not and feel in any way good about myself. A person that wants to retain any sense of integrity, or ethics, or goodness within has to try. And when they do, be willing to accept the consequences of that effort.

Every whistleblower suffers to some degree. The length of time you are subjected to abuse, and the viciousness of the wrong doer(s) in retaliation for you coming forward all play a part.

In my case the situation was about as extreme as one can imagine. To be threatened with death is one thing. To be physically attacked, and worse, see and hear of others being attacked is beyond the pale when it happens in a country that had it’s national identity and history defined by a struggle for freedom, and rule of law.

To have the mask pulled down and see an ugliness beneath is disconcerting at best, and demoralizing at worst.

Yet as in all struggles and conflict there are lessons to be learned. I have wrestled with this many a day in my seventeen years of bank fraud whistleblowing. Sifting through the raw sewage of business and political toxic waste. Searching for something, anything of value to be gained or reclaimed.

I believe, if anything, I have learned that the American spirit that brought us through one bloody fight after another still is undefeated. Though lulled into complacency, through constant marketing and common carnal temptations, Americans, when you pass beneath the veneer, are still a just people. When our rationalize tyranny is penetrated through the haze of self interest we can recognize right from wrong. And begin again, to see. To hear, and to speak of the evil in our midst.

And to unite in exposing, containing, and ultimately overcome the injustice.
Perhaps this lesson is mere wishful thinking on my part, and not really how it is at all. We may never overcome the shadows, dark money, and rotting lies that have steadily gripped the land.

But then again, we have overcome worse. I believe in the spirit of unity that binds the human race to live. To love. To heal and seek good is too strong in America to simply be captured and carried away quietly into the night.

One thing is for sure, it is a battle. That we answer the call to or ignore every day. It is a moral draft. Not a legislated one. That in a sense we are all whistleblowers even if the only person we are exposing, or situation to remedy is within our own life.

Solvency, Lost in the Fog at the Fed –


Remember when everyone was asking if Bank of America was going to keep sliding to $2.50 a share?

What would have happened if HAMP had been administered through HUD directly instead of through the banks? Would the Government have lied to Homeowners and said “Please resubmit your paperwork, we never received it”?

How was everyone so caught off guard? They were sleeping. Our little rag tag group began documenting criminal activity as early as 1998. Unfortunately, the bank had Bill Clinton under their spell. By the time he caught them, they were George Bush’s friend. By the time it blew on the end of his watch, they were the BFF’s of Senator Barack Obama.

BAC was the pace car for American Banking. By the time competitors caught on to their “secret” to innovative banking, foreign banks were playing by the New Rules too. The New Rules being forget the Customers, just control elections, that leads to controlling Government, that leads to controlling the World. In hindsight, were they exceptionally clever? Or Machiavellian?

Sure, they turned in a few bad guys. But was that because they were dirtier than the other bad guys, or because they wouldn’t abide by the *New Rules* of Banking? Or somehow managed to provoke the new Empire’s *security troops* and landed on an enemies list?

These, and many many other questions are as the article is titled. Shrouded in Fog. One of these days, that fog may lift if the Sunshine dispels it.

Fed’s Stanley Fischer Discusses Big-Bank Political Influence – WSJ

That’s okay Mr. Fischer. So were Larry Kudlow, Jim Cramer, the U.S. Chamber of Commerce, and myriad others.

At least you are man enough to admit it instead of rationalizing your error. That is good. You are not infallible and as Billy Joel once said ” We are human beings. We are supposed to make mistakes.”

Watch “Seeing through “the banker’s new clothes”: Anat A…” on YouTube

Seeing through “the banker’s new clothes”: Anat A…:


When will we have the safety of a financial system that isn’t placing generations of Americans money at risk again?

According to this Professor, when people understand the problems and demand solutions. But shouldn’t this be tasked to our elected leaders? Especially to those who sit on special committees to focus on banking and other financial entities? In theory, yes. After all, it is hard enough to supervise our own personal finances, let alone be required to micro manage the public servants we hired to do the job, right?

Unfortunately, the sad news is the work isn’t being done. Our only recourse has been trying to make sense of the applicants campaigning to be hired every four years. Primarily based on information purchased and controlled by special interest groups, that have a vested and often conflicting interest in things not being done to correct the industry.

So we will have to ride shotgun, and be vigilant ourselves to see to it the work is done. Since the people can’t all move to D.C., and shouldn’t have to, our best recourse will be working through the state offices of the leadership we hire.

We have to become more involved, and better informed on what is going on. An election season is the worst time to try to get information and make educated decisions that have tremendous power over our daily lives, and future generations.

The good news is, this 15 minute video by a banking researcher, author, and educator Anat Admati from Stanford University is freely providing a lay persons informational talk for us. It is to our own financial peril that we don’t avail ourselves of this opportunity to listen, and learn.

Thank you for visiting this site, and giving the subject your serious attention. We are all in this together. Economics happen to be politically neutral. But it can be perverted and poisoned by those who attempt to influence policy in their favor, over the best interests of the consumers and citizens. It is a good investment to become informed !